Over the last few months, we have mailed 4 letters to a 401(k) participant. This morning, a guy stopped in the office and said, “I’ve been getting your letters and liked what I read; I wanted to come in to see you.” His wife (the participant) just left her employer and now wants to roll her 401(k). She also has a traditional IRA and a ROTH as well (all somewhere else). So does he. They are selling a rental property and will have that cash available to invest as well. She asked if we could help them with all of it. He does not have email, but has six figures for us to invest. Dear Bill: please stop marketing your System to my competitors.”